Old Car (dealer) Payment Example: A 36 month used auto loan (model years 2015 and older) with an annual percentage rate (APR) of 9.54% would have monthly payments of $32.05 per one thousand dollars borrowed. Financing is available up to the JD Power valuation plus tags, title, taxes and extended warranties not to exceed 125 in the U.S. Used Car (dealer) Payment Example: A 36 month used auto loan (model years 2016 to 2021) with an annual percentage rate (APR) of 8.92% would have monthly payments of $31.76 per one thousand dollars borrowed. New Car (dealer) Payment Example: A 36 month new auto loan (model years 2022 to 2024) with an annual percentage rate (APR) of 6.40% would have monthly payments of $30.60 per one thousand dollars borrowed.

Maximum loan amounts apply and are subject to change without notice. Financing for 84 month terms is available on new auto loans (model years 2022 to 2024) and used auto loans (model years 2016 to 2021) and requires financed amount of $25,000 or greater and approved credit. We’re here to help you with your auto loan. Financing for 72 month terms requires financed amount of $15,000 or greater and approved credit. Use online banking to make payments, access monthly statements, and view loan activity. Financing for 12 to 60 month terms require a financed amount of $5,000 or greater and approved credit. Auto loans are pretty simple once you break them down. If you’re like most people, you’ll be financing the purchase of your next car or SUV, and that means taking out a car loan.

Monthly payments vary based on APR for which borrower is approved, term for which vehicle is financed, and amount borrowed. With the average price of a new vehicle sitting above 35,000 and no sign of this number coming down, very few people can afford to pay cash for a new car. Rates vary based on approved credit and other factors, such as term, model year, loan amount, and loan purpose. Rates and terms subject to change without notice. Loans and BECU financing program subject to BECU credit and underwriting approval.Note 1 Displayed rates are our lowest Annual Percentage Rates (APR), available on terms up to 36 months, apply to dealer purchases and vehicle refinancing, and include a discount for optional automatic payments (0.25%). *This is a summary of BECU auto loan program. Calculate your vehicle payment before you go car shopping to ensure it fits within your monthly budget. Financing is subject to BECU credit approval and other underwriting criteria not every applicant will qualify. Final loan approval is subject to funding review by BECU.

The specific amount of the loan shall be based on the approved value of the collateral. Loans with repayment terms that exceed 60 months, 90% LTV, involve lesser applicant creditworthiness, or collateral older than two (2) years are subject to higher APRs and lower loan amounts. *APR based on borrower's credit history, 60-month or less repayment term, collateral two (2) years old or newer with up to 90% loan-to-value (LTV), and based on wholesale Kelley Blue Book or dealer invoice. If the new loan exceeds a 300 monthly payment the down payment required to achieve a 300 is displayed. Displayed auto loan payments are based on great credit and 0 down and 5.07 APR for 75 months. BECU loan financing subject to credit and underwriting approval, and may change without notice. New car models with trim level monthly payments starting between 200 and 300. BECU specifically disclaims all warranties with regard to dealers' products and services. Financing is subject to BECU membership, credit approval, and other underwriting criteria not every applicant will qualify.ĪutoSMART services are provided by Credit Union Direct Lending and is not affiliated with BECU.

New car payment